I agree that chilled water sounds like a great system all the way around, but unfortunately it works out to be even more expensive than VRV/VRF. The number of suppliers for residential class chillers in the US is small; I've found Multiaqua, Aqua Products, and Unico. Daikin, Mits, and others have interesting looking inverter based mini chillers (even CO2 based) but they don't offer them here. I understand that some HVAC pro's (that would not be me) will make their own chiller by replacing the indoor coil on a standard split system with a chiller barrel. Probably cost effective if you do it yourself, but probably not to hire it done.
I especially like the way the Aqua Products reverse cycle chiller is packaged: it combines a buffer tank and circulation pump with the chiller barrel and outdoor compressor. It switches easily between heating and cooling. It's expensive, and the number of dealers is small.
I like the fact that chilled water systems are both old and still going strong (in the commercial world at least). I get the impression that current R410a designs could be just be another throw away like R22. Transitioning to CO2 mini-splits, for example, would require pulling all new piping through the building; replacing a R410a chiller with a CO2 chiller or even some future LiBr solar chiller would be an hour's work.
First costs of VRF are lower than chilled water, and I'm told the cooling coils are significantly colder than chilled water systems which all else being equal would be better for dehumidification. VRF units seem to have above average controls out of the box, but perhaps harder to exert your own controls on (compared to relatively easily controlled water and air systems).
You can't beat the first costs of central air/heat pump. I wish I really trusted the ability of forced air zoning to keep everyone comfortable. Every forced air system I've experienced has been a perpetual war of hots and colds.
So chilled water, VRF, or forced air? It's a tough choice.