I'm considering several options to upgrade my existing system. My existing system is approximately 20 years old or so. My question is do I go ahead and bite the bullett and replace the entire system (i.e. condenser, coil, furnace, media filtration, etc.) or should I just replace the condenser and coil. What would be the pros and cons of each approach and if I replaced the entire system and went with a 16 SEER system would I see significant $$$ in the electric bill? Best guess is my existing system is 6 - 8 SEER. Any other help/comments would be appreciated.