I'm about to build a house with a fairly good insulation package (spray foam walls and rafters) as well as low-E vinyl windows, and I'm a little concerned about sizing the HVAC system properly. I've talked to three different reputable HVAC contractors, and they all seem to have a different opinion of what should be installed. I've heard and read a ton of horror stories about both over and under sizing the systems, and I definitely don't want to make either of those mistakes. I'm considering finding a good mechanical engineer that is experienced with foam and our climate, but I'd like to get opinions here as well. I'm building a single story 3,521 square foot house with mostly 10 foot ceilings and a few small areas with 12-foot ceilings. It will be all electric, brick veneer, composition shingles and will face North. I can email drawings if anyone would be so kind as to look it over and give their opinion. I've had one contractor suggest two 3-ton (2 stage heat pump/variable speed FCU), basically splitting the house, and I've heard from two reputable hvac contractors; one says it's slightly undersized and one says it's grossly oversized. In my infinite wisdom (sarcasm), I ran a manual J calc (someone here made it), and it came up with just over 29k btu total (cooling...heat was just over 22k), but I'm sure I did something wrong, as that seems ridiculously low. I really appreciate any input you can give.