You found a crack, you note it's size and location, but I didn't see anywhere where you noted the CO reading in the house, or in the flue with the furnace running, or more importantly what it is when you are not there. Can you live with that over your head?
The thing is it is probably safe to operate for short term, maybe even long term, but the problem is you don't know, I don't know, no one knows! That 's why it gets disabled when a crack is found. I have found cracks big enough to put your hand in without touching the sides and no CO in the house but the unit sure wasn't safe, there was flame coming out the crack when it was running. I don't know how the pressure switch closed, but it did. So you can't always depend on the safeties keeping things safe.
One final point. If you check a furnace and the HX is fine, you don't know if the next time the unit runs after you leave it won't fail at that time. But the important thing Is that you know it was safe when you left.