How many meters are you willing to carry? If you say just one for everything, then that narrows the field a bit. The Fluke 902 can't check thermocouples, it doesn't do millivolts DC, it doesn't do inrush, either. How good is your hearing, the Fluke's continuity buzzer is trash, I've never heard one myself, but I hear that they exist.
Uei's can be good, they're not as fast as most of the others and they do tend to have niggling little problems that make them annoying, but I've used a DL389 and it got the job done. The Uei meters have all the things you need,
The Amprobe's to look at are the ACD14pro, and it will do things very well, except I don't remember is it can do millivolts, They are so light, they feel flimsy, but I've never had trouble with one. The other Amprobe to look at is the ACD51NAV, this is a fantastic meter, but again, I know it doesn't do millivolts. If you can live with that it's a stellar meter. I always have one around. It does PF, and watts, and you can calculate reactive power with it. Great meter, it also has a nifty ac/dc voltage range that automatically picks the right one, and you don't have to do anything. Also the acd51 is one of the fastest meters I've used, it can instantly measure very low amps thru the clamp, having no trouble with .1 amps, and the reading is almost instant. It really is a heck of a meter.
There are only two Klein meters I'd ever consider, but they are really good ones. The CL450 and CL440, the only real difference is that the 450 you can calibrate the thermometer. I don't normally use my meters for temps, and if I do a couple of degrees is good enough, so this feature is kind of moot for me. They do everything you could ever ask of a meter and do it well. If I had to gripe, it would be that they are a tiny bit on the large bulky side, but hey I always have one or the other around.
The Fieldpiece is the meter I use daily. I don't remember ever in the last six or so years or more that I haven't had two of them around and one is ALWAYS in my service bag. I just don't like going out without one of them. I may keep a backup in the truck, one of the other meters, and I keep one in my car for unexpected use, and a couple in the garage, but a FP is with me when I go to work. I've never had a failure, never a strange reading, nothing has ever gone wrong. The 440 and even the 480 will do everything you could ever ask of a clamp meter, I will say the amp clamp ont eh 480 is just slightly less sensitive than the 440 clamp which is fantastic, it will easily measure .1 amp all day long. I know you can coil wire and make it more sensitive, but it's just so handy to clamp a wire on a small blower and see if it is actually running without having to do any wire bundling.
Meters are personal choice things, everyone has their favorites, and there's not a thing wrong with that. but if you want a meter to do almost anything that comes up, it would be Klein, UEI or FP. If you can accept not being able to check a thermocouple, the the Amprobe ACD51NAV is a great meter.
I like a meter to have some way to hang in on metal, this is where the FP, Klein and UEI shine, they can be magnetically hung on a furnace or condenser cabinet.. I like the Klein way the least as it has an extra optional strap magnet, which is not so handy but it works. The FP and UEI are the best as they have magnets on the back that let them hang straight up for easy reading.
Continuity beepers are kind of a pet peeve of mine, an awful lot of meters have them but you just can't hear them. The Klein and FP are great, good and loud, and FP has the added bonus of a LED on the meter that shines green with continuity in loud environments, really handy.
Backlighting is another issue to be aware of. Only Klein does it right, you turn it on and you turn it off. If a meter has APO, the you certainly don't need a backlight that turns off in 30 sec. The FP stays on for like 5 minutes which is good enough. The Amprobe ACD51 is the worst, it is on any time you move the switch, but only for 15 sec, who ever thought of that. I don't use a back light a lot, but it's darn handy when you need one.
The only thing I like about the Fluke 902FC is the display is large and bright, and even the decimal points are large and easy to see. with a lot of other meters you have to look hard. FP, Klein, UEI and Amprobe are pretty good, but not as large as the Fluke. It's not enough to make me go Fluke, not even close, but it's a nice display. I will admit, that for an awful lot of service calls, the Fluke would work, but there's a lot it can't do also, so I don't go there. Fluke just doesn't get the HVAC trade at all, and maybe doesn't care I dunno, they certainly have the electrical trade locked up, for now.
Certainly a lot to think about, but I think you just need to pick one and learn to use it properly and move on. If you like to overthink tools, you got a lot of overthinking to do in this trade, because, I've never seen any trade that needed the amount of tools we need. Yes, you'll buy some you don't like, and you'll probably always be upgrading and changing, that's just evolution.
Also, someone mentioned doing inrush with the FP SC260... I dunno about what you're getting because I've never tried that meter. Inrush is usually meant to describe the current flow at startup of an inductor, and is commonly viewed as in the first 80-100 milliseconds, depending on which meter you buy. IIRC 80ms is the standard, but don't quote me on that. Peak amps could be anything and usually much farther away in time from startup. I know we're splitting hairs here. I've not seen a lot of value in day to day service of knowing inrush. You can diagnose motor start problems with it, and I do that on occasion,